Vancouver, Washington Chapter 13 Bankruptcy Attorney
In these difficult economic times, people from all backgrounds and lines of work can find themselves considering bankruptcy. Bankruptcies are often caused by problems over which we have little control, such as long-term unemployment, injury, illness or divorce. Professionals and blue-collar workers alike can reorganize their debt under a Chapter 13 bankruptcy to emerge financially healthier and personally happier.
For a free initial consultation on how Chapter 13 bankruptcy can give you a fresh start, call us today at 360-694-6505. You can also contact us by e-mail.
Two forms of Chapter 13 bankruptcy
- An extension plan that allows you to pay off your debt over a period of time (usually 36-60 months)
- The "best efforts" plan allows people overwhelmed by debt to pay off a fraction of their debt, with the remainder discharged
Neither Chapter 13 nor Chapter 7 bankruptcy should ever be used as a first resort when you run into financial difficulties. Both, however, provide a safety net for people who have been buried by debt and can no longer manage their monthly bills. Chapter 13 repayment plans work much better for many individuals than debt consolidation plans or credit counseling plans which commonly require large monthly payments. Bankruptcy helps put you in control of your life again, giving you the power to craft a reorganization plan with a qualified, experienced bankruptcy lawyer that puts you back in the driver's seat.
Let us help you reorganize your debt and regain control of your life. Filing for Chapter 13 bankruptcy will put a stop to the following:
- Creditor harassment, including phone calls from collection agencies
- Wage garnishments
- Foreclosure proceedings
- Litigation
If you are not eligible for a Chapter 7 bankruptcy, Chapter 13 can be a viable alternative that will help you get out from under the burden of debt. Let our firm help you find the best solution.
Call us today at 360-694-6505 for a free consultation on how Chapter 13 bankruptcy can help you. You can also contact us by e-mail.
Our office is open Monday through Friday from 9:00 a.m. to 5:00 p.m.
